For too long, investment management systems treated portfolio management and risk as if they were separate worlds. Credit managers in particular found themselves working across multiple platforms, with spreadsheets filling the gaps between positions, exposures, compliance checks, reconciliations and scenario analysis. The result was inefficiency, delayed insight, and higher operational risk.

Arcfina was founded to address this exact problem. Our team came from buy-side and hedge fund operations, where we experienced first-hand how fragmented infrastructure held credit managers back. Legacy IMS vendors had been built for equities or generalist strategies, with credit risk bolted on afterwards. This left managers reliant on manual workarounds for the very instruments that mattered most: bonds, loans, CDS, TRS, CLOs and swaps.

From the outset, Arcfina’s purpose was clear: rebuild credit infrastructure around the principle that portfolio and risk are inseparable. That meant designing a single, credit-first platform where risk is embedded, not an add-on. Live analytics, scenario testing, compliance and NAV reporting sit directly alongside portfolio construction and order execution, so managers always see one coherent picture.

The impact of this approach is already visible. Clients such as Enko Capital have streamlined reporting and reconciliations, achieving scalability without the inefficiencies of legacy systems. Credit teams can move with speed and confidence because they no longer face conflicting data or delayed risk views.

Looking forward, the case for unification is only growing stronger. Market volatility, regulatory scrutiny and the rising complexity of credit instruments demand systems that deliver clarity and control in real time. Separate platforms simply cannot provide the resilience that modern managers need.

Arcfina’s journey began with a clear observation: existing infrastructure left credit managers under served. It continues with a conviction that the future of investment technology lies in unified systems built specifically for credit. By putting portfolio and risk back together, we’re helping managers focus on what matters, making sharper investment decisions, scaling efficiently, and navigating complexity with confidence.

Is your team still relying on fragmented systems for portfolio and risk? Let’s start a conversation about how a unified, credit-first approach can transform your infrastructure.